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IM SAXY - Plate4 57 of Trista's PL8STORY Podcast with Adulting with Money's Dan Hinz

February 8, 2021

IM SAXY - Plate 57 of Trista's PL8STORY Podcast with Adulting With Money's Dan Hinz

This week we meet Dan Hinz, MBA. Dan is the gentle soul and financial coach behind Adulting With Money. For seven years, Dan has taught couples how to unite–not fight–over money whether they want to crush debt faster, buy a house sooner, or just want to get on the same page. He’s a sax player, band geek and awesome guy with some great nuggets and stories to share. Let’s go meet Dan. www. adultingwithmoney.com

Connect with Dan:

Facebook: Adulting with Money (https://www.facebook.com/adultingwithmoney)

Instagram: https://www.instagram.com/adultingwithmoney/

YouTube (if possible): https://www.youtube.com/adultingwithmoney


Connect with PL8STORY:

Trista's PL8STORY Podcast Links

Nominate a plate - https://www.pl8story.com​

Meet your host - https://www.iwokeupawesome.com​

Subscribe to Trista's PL8STORY Podcast on Apple Podcast (http://bit.ly/itunespl8story​), Google Podcast, Spotify or your favorite podcast app and access all published episodes

Episode Transcript

IM SAXY

Trista, Host:  [00:00:00]Welcome to this week's episode of Trista's PL8STORY  (Plate Story)  Podcast. I'm Trista Polo from iwokeupawesome.com and I am your host. Each week, we learn the story behind that vanity plate. You know, the one you saw driving down the road... what did it say? What did it mean? Why did they choose it? Welcome. I'm so excited to have today's PL8STORY guest.

It's Dan Heinz from Panama City Beach, Florida. His license plate is IM SAXY. Welcome, 

Dan. Thank you, Trista. Thanks for having me. 

I'm excited to have you, you know, I can't say your license plate without putting my own little, you know, joie de vivre on it. It's just so that's fun. 

Dan Hinz: Oh yeah. And that's, that's the whole point. I mean, it's I, I originally wanted to just say SAXY but then my girlfriend at the time, but now wife I said put an, IM in front of that. I'm like, that sounds great. And so she always kind of rubs that in my face like that. That was me. That, that I helped you with that plate. 

Trista, Host: That's right. [00:01:00] That's got her a signature on there as well. Now IM SAXY. Tell us the story behind your plate. 

Dan Hinz: Yes, I guess it's twofold is that, I played saxophone in high school.

Well, I mean, I started playing the Alto saxophone in the fifth grade. That was my instrument that I picked up and never really put it down, played it all through high school and then in college as well in Collegiate marching band and other concert bands as well. So that's where the SAXY comes from, but it's also, you know, I was in marching band.

And if anyone out there has been in marching band or you've hung around band nerds. Yeah, exactly enough. You realize like this, we like making jokes. We love having fun and just those puns and everything else fit really well. And I'm from, originally from the state of Iowa, went to Iowa state university, and there's a lot of vanity plates for that university, as well as the university of Iowa and other universities in Iowa.

So I'm like when I got to college, I'm like, I want a new plate. And when you pick a new plate, you might as well make it vanity. And I was in marching band. So that's where everything just kind of came together [00:02:00] all at once.

Trista, Host:  I love it. Now, your girlfriend now wife, she was in marching band too. Yes. 

Dan Hinz: Yes, she was.

Yep. She played the Piccolo and the flute and that's, that's where we met was marching band. So we're we're marching band marriage. I love it. 

Trista, Host: You know, I also played the flute in marching band. 

Yeah, it'sDan Hinz:  you know, that's the fun thing about flutes and other woodwinds is that we kind of have this thing against all of the trumpets and all of the brass instruments, because there's so much louder.

So we all kind of stick together, but we all stick together as one woodwinds. Yes. 

I just have this memory. It is so clear in my head. Of having to turn my body and feet while keeping my head forward so that I could make the right formation for the football game. 

Like just coming 

Trista, Host: back to me. Right.

Dan Hinz: Especially with a Piccolo or a flute is you got your elbow out there as well. So it's just, yeah, you've started. [00:03:00] You got to get flexible. You got to stretch before a marching band. Despite what many other people probably think. 

That's right. It wasn't field hockey, but it had its own merits for physical fitness.

Trista, Host: Absolutely. So I never did marching band in college, definitely high school for all four years. Any good stories about marching band and college? Is it any different than high school? 

Dan Hinz: Yes, it is. Mainly because we're all adults now and we're all on our own. And you know, you remember those American pie movies where like, there's this one time at band camp.

It was never that bad, but it's, you know, you, you join a family, the moment you joined marching band. And it was one of the best decisions of my life. There was, I remember freshman year you, you start band camp before the actual like semester begins. So you get to move in early. So that's pretty cool. But it was the band director said, you know, those of you that just joined or are here for the first time, you don't know this, but you just joined a family of [00:04:00] 350 people.

These are the people you're going to go to class with. That you're going to laugh with. That you're going to cry with that. You're going to take tests with. That you're going to marry and eventually have band babies. And it's like, everyone kind of chuckles at that, but it's just, you know, you get through that first year and you're like, yeah, He's right.

. And so that's when it's voluntary and everybody wants to be there and you get to go to college football games. I, that's why I try to get anyone who's thinking about college marching band. I'm like, just do it once. Do it your freshman year, where the classes don't matter nearly as much as like, once you get to be senior, you can, you have time to retake things if you really mess things up.

But. It's a huge difference and I'm, I'm so grateful and thankful that I did it. 

 I found over the, my years of college, that my grades were always better in the fall semester than they were in the spring because of marching band, because it just kept me more focused.

It kept me more disciplined. Cause it's like I got to keep my grades up [00:05:00] and I got to get things done so that because it's not going to happen on Saturday. As soon as that game is over and I get changed out of that uniform and take a shower. There's nothing getting done the rest of the day. Like we're, we're done.

Trista, Host: Do you still play, do you pull out the sax and, you know, do any duets with your wife? 

Dan Hinz: I actually don't, you know, after I stopped having a reason to play I've I've let the instrument go. So yeah, in, in my ambusher the, the muscles in my mouth, it, you know, if I started playing, I would be, my, those muscles would be dead in an hour, like it's, but you know, all the fingerings and how to read music would come back.

But no haven't, haven't had a reason to to get back into it in the last, probably decade now. Wow. 

Trista, Host: Do you ever miss it? 

Dan Hinz: A little bit, but I guess, you know, if I missed the, the actual playing of the music, certainly I'd get it out and play. Honestly what I miss the most is the comradery, the being part of a group being part of a team, being part of a [00:06:00] band and the adventures that you have in the, in the music that you play.

Cause there's just nothing better. You know, if you love listening to music, it's 10 times better being in the actual band, creating the music and hitting those notes and hitting those chords and creating those emotions. It's even more fun. So I, I miss the, the being part of the team. That's what I really miss the most.

Yeah. 

I can understand that. That makes a lot of sense. So since you're not a professional sax player or marching band member, what is it that you do for a living. Sure. 

So I am the vice president of our family's business, but I also have a business as a financial coach. So I have a YouTube channel where I help couples unite, not fight over money, whether they want to crush debt faster buy a house sooner, or get on the same page.

And that's been, that's been growing pretty steadily for, for about a year now. And I'm excited to keep it going. That's awesome. 

How did you learn to do that? Because I find most people in that game, it was because [00:07:00] they had a hard time. They figured out how to get out of debt and now they want to pay it forward.

Trista, Host: Is that your story too? 

Dan Hinz: A little bit. I, the debt part, not so much. I actually straight out of college. I became a financial advisor for, for a large national firm and I got about two years into it and it wasn't quite for me. It was fun helping families and individuals make decisions on like retirement accounts and insurance and stuff like that.

But I really kind of wanted to do my own thing. And if I wanted to do my own thing, I couldn't be under a major firm. Because you know, the words I was saying, weren't my own, they had to be approved by the marketing department. And so there's nothing against that. That firm itself, it was just like, well, I want to do my own thing, have books and stuff like that.

And so, yeah. The, the second part to that is it can be expensive and very time consuming to keep those licenses to be all the regulations that come with it. So I moved to like, well, I can still help people with financial decisions. What can I do [00:08:00] that doesn't require such expensive licenses.

And it turns out, you know, helping people with budgeting and debt and things of that nature is, is good to go. I can do that all day, every day. And and it's a lot of, it's very rewarding as well, because I think at some point when you are helping the rich get richer, it's like, okay, well at some families, you know, once they get to a certain point, they earned it.

Definitely. But when you get to see someone pay off their first credit card, or they just learn how to budget and how it's going to improve their lives, it, it filled a much deeper spot in my soul to say, like, this is fun. This is what I want to do. This is how I want to give back. 

Yeah, absolutely. And I mean, you're making a difference for families and that's huge.

Trista, Host: I'm sure that really helps you sleep very well at night. Can you give us some examples of some tips that you would give for a couple? Just starting out, because I find when you're just starting out, you don't really know how the other person [00:09:00] is about money. You haven't made any big financial decisions yet.

And I don't think we tend to talk about it much until it's kind of like let's combine or not combine our checking accounts. So what thoughts do you have on couples just starting out? 

Dan Hinz: Yeah, I mean, In the end, there are three major habits that you want to master in order to master money together. The first habit is setting goals.

And so that's, you know, all the clients that I take on and all the couples I talk with, that's what we do first is to say, I want to know what it is that you want. Is it, do you want to get out of debt? Do you want an emergency fund? Do you know what an emergency fund is? Have you thought about retirement?

Do you want to get into investing and really just start to get an idea because when it comes to money fortunately, there's, there's a price on everything. There are numbers that you can calculate and that, that you can get to, and there's no right way to handle money. There's no right way to reach your goals.

But getting down into the weeds to say, okay, if we want an emergency fund, [00:10:00] how much do we want in that fund? And when do we want that done? And then you can get like a monthly number. And when we have those monthly numbers, then we could get onto the other habits to say, Oh, okay. So habit number two is tracking.

Like, do you have a spreadsheet? Is there an app where you can just see everything coming and going? That's it ...just coming and going? You don't have to be an amateur accountant. Just watch it come and go and have it somewhat organized because then the third habit is then making decisions is, you know, what you want, you know, what's going on.

And the third part is what do we want to do next? How do we want to plan our next month and spend our money or save our money to, to reach those goals. But yeah, the first one is what is it that you want? Let's just start talking about it. There's no right answer. But to know what that is helps to define what you want to do first or what you should do first.

That's great. Trista, Host: Have you, I know you did the YouTube channel. Do you also coach and work with people individually or as couples? 

Dan Hinz: I focused [00:11:00] mostly on couples. I mean I can coach individuals as well. But it's you know, when it comes to couples, it's, it's that communication part. I focus a lot on communication.

That's the number one key. And then the second part gets to, okay, well, here's the app you should use. Here's the buttons you should click and, and that type of stuff, which is important, but I really want couples. To walk away from my coaching, being able to talk about money, because if they work with me for a day or a month or three months, eventually they're going to reach their goals or their goals are going to change.

And I want them to have the tools, especially the communication tools. Right. To make a decisions and to talk and to, to, to decide because you know, tools will change. Goals will change. The world will change and they may not be my clients, or they may not be watching my YouTube channel when that happens.

Yeah, that's 

Trista, Host: really important. I'm a coach and trainer as well, more for entrepreneurship and leadership and team [00:12:00] than money. But communication right down the center is also a huge piece of what I coach people on. And as well, I'd love to hear like the most common challenges that you hear when people approach you and ask you to coach them.

You know, especially with couples, it comes down to they don't seem to be on the same page. Dan Hinz: Like I was talking to a couple just last week and it was kind of a sales session. They, they haven't signed up for coaching yet, but you know, the wife wanted more certainty or that's what I could hear. She's she was asking me about.

In emergency fund, she was talking about getting out of debt, but then the husband was just like, I want to get into investing. Should I buy Amazon stock? And which is fine. All of those goals are fine. There's nothing wrong with any of them. But I think couples, the first thing to do is that when you start to listen to each other, as far as your [00:13:00] goals is, start to think about what's underneath that.

Well, why. Why does the wife want an emergency fund and doesn't care about Amazon stock. And some of us are more risk averse and more risk taking than others. And so it's the, the goals are common. It's investing retirement, emergency fund, getting out of debt you know, buying a house. What should we do about our car?

Like, those are the top goals, but when it comes to a couple specifically where they're not really communicating well, it's to dig into like, okay, why. Is that her primary goal. And why is that his primary goal? And then we can start to talk about and understand what the underlying needs are to then say, okay, here's your plan going forward with money?

You know, it's you know, maybe we should do the emergency fund first because you could get that done faster. And it feels great to sleep better at night, knowing that cash is in the bank and then we'll get to the investing, or it could be other that do both at the same [00:14:00] time, but it's to understand each other's point of views and then move forward.

Trista, Host: Yeah, 

that's super important. Now you used to live in Iowa and now you're in Florida. What brought you to that move? That's a pretty big move. 

Dan Hinz: It is well that's because my amazing, awesome, most wonderful wife that hopefully is going to listen to this someday is a dolphin and sea lion trainer.

All right. Well, now we're going to talk about that a little bit. I've never known one one. 

They're wonderful. Although they come home smelling a little funny at the end of the day, but beyond that yeah, it's been, it was a dream of hers for as long as she can really remember. I think her parents hoped that she would grow out of it, but she never did.

She got a biology degree at Iowa state. And you know, just like any industry, you get an internship or you, you just kinda apply until you get in. And fortunately she got a an internship straight out of college, as soon as she graduated here in Panama City Beach. And it [00:15:00] turned into a job right after that. As soon as the summer internship was over. And so, you know, once she got that job, I basically flew down and proposed and we've been here ever since. 

Trista, Host: Oh, my gosh. That's amazing. So I assume it's at like a, an amusement park or a sea world kind of place. Where does she actually train? And entertain with dolphins and sea lions.

Yes. Yep. Dolphins and sea lions. They do also have seals. So you wouldn't be wrong either way, but, but yeah, it's like a small, like a small Sea World. It's called Gulf world, like the Gulf of Mexico. And the park has been here since like the 1960s it's been around for a long, long time. It was family owned for decades.

And so, yeah, so she's been there and a lot of people have asked like, well, why haven't you moved on to Atlanta Seaquarium or Sea World or somewhere else? And you know, the truth is, she's just like, I'm doing exactly what I want with people I enjoy being around. So it's just like, why, [00:16:00] why move somewhere and go right back to the bottom of the totem pole.

That's great. You know, you have to enjoy what you're doing. And I think it's about more than being upwardly mobile.

Dan Hinz: And that was something that I asked myself when I was a financial advisor, you know, I only got two years into it, but I looked at advisors that had been there 20 years and I'm like, there's no one that I want to become.

Like there was no like mentor role model. Like I want to be them in 20 years and you know, she's kind of felt the same way. She's just like, she's exactly at the level that she wants to be where she's a leader, but she still works with the animals every day. And if she had, if she moved up higher up the chain, she'd get farther away from the animals.

And she's just like, I. I don't want to do that. That's not me. I got into this to hang out with the animals. 

Trista, Host: Yeah, that's awesome. Cause you're right. I'm thinking about it. And I, I do know that the higher up in management, you get the farther from the hands-on work you get in probably any profession. 

[00:17:00] Dan Hinz: Oh yeah, absolutely.

 But you know, going back to communication with couples, I tell everybody that, you know, it's okay if the work, the clicking of the buttons and the math is 90 10. All of our decisions are 50 50 is if there's a major decision to make, we sit down and make it.

And then I go click the buttons. And so that's where and it's another thing where certainly I don't want something to happen to me and her to be clueless. Cause that has happened to a lot of couples in the world where it's just like one side that takes care of everything, which is great for the other side of the couple, but then something happens they're in a coma or unfortunately, maybe there's a death and it's just like now what? And they're just clueless or their names weren't on the bank accounts. And so they don't have access. And so you, when I'm talking with couples and especially with my wife, as I'm making sure our names are on everything so that if she needs access, she's got access and that she understands what's going on.

Even if she doesn't have to like physically do all of the button [00:18:00] clicking. 

Yeah, I think you're so right about that. And it goes beyond even a death if they split up. And one of you has no idea what's going on financially. I think that can be as big a problem. I mean, yeah, you can call them. But I don't think they're going to come over and help you budget the checkbook.

Yeah, exactly. Exactly. So, yeah, balancing a checkbook, just keeping an eye on the bank accounts knowing where they are and where all the username and passwords are. That's that's key as well. 

Trista, Host: It certainly is. Now I wanted to go back to your license plate because I had wanted to ask you this before I'm sexy.

Seems like the sort of license plate that would get a little attention. So I have to ask, do people ever comment on your plate? 

Dan Hinz: They do from time to time. It's not strangers. It's usually people that know me and, you know, I'm, I've parked at their house or we're meeting in a parking lot and they see me next to my car and they're like, Oh, that's your [00:19:00] car?

I've never had strangers like get out of their car and be like, cool license plate. Haven't haven't had any of that. But one thing that is really fun to do whenever I'm at a stop sign or a stoplight and someone pulls up behind me, I'm always checking my rear view mirror to see if they're smiling and I have caught some people like taking a picture of it.

And so that's just a little piece of joy every once in a while, like, okay. I made someone's day a little better. So I don't talk to them, but I still get a reaction and that feels great. That's awesome. 

I'm the one taking your picture driving behind you. That's totally me 

check this out. Look what I found today.

Yeah, exactly. Or. What the heck were they trying to say with this plate? Anybody have any 

ideas? Yeah. Yeah. I was trying to make mine ridiculously obvious. 

Trista, Host: You succeeded. Now I have to check in about the background. If people are watching the video version of this podcast, you've got a [00:20:00] lot of stuff going on behind you.

So I can't let it go by. Can you give us a little tour of your background? 

Oh gosh. Dan Hinz: Okay. So this is a picture of my family. So my parents and my sisters, which might be hard to see this is a red stapler. So if you're a fan of office space, that's exactly where that came from.

 Then I've got, you know, Simpsons DVDs. I've got all the whole family here. I can move my camera. So I've got the three kids, but then in these upper shelves, I've got Marge and Homer. So I, you know, the camera doesn't see all of those right away.

But then Kansas city chiefs we've been fans since I was a kid, especially being from Iowa. And these here are the, the red hat is a Tony Robbins hat, huge fan of Tony Robbins. I actually just at his Unleash, the Power Within conference virtual conference. Yeah, phenomenal. Oh my goodness. And I, and I've been to one other event of his live and, you know, for being virtual, it's about as close as you could get.

So I had a great time. [00:21:00] And then this is the same brand, the, the lucky Clover brand, but an Iowa state hat. And then, yeah, I've got a lightsaber that is a custom built from Disney world and we're actually going back next week. I'm not going to buy another one because they're $200 a pop. So one, one is enough for now.

And then I've just got a whole bookshelf full of books. And then this picture down here is actually here. Let me grab it just real fast.

Besides the lightsaber. It is my favorite Disney world because it's from the the haunted mansion. So as you move my face, it goes back and forth. So I, I love that thing. And then finally, here's an autographed ticket of Louis Black. One of my favorite stand-up comedians. So that's that's the quick tour.

That's great. And the, this right here UPW instead of walking on fire, you punch through the board. Yep. And so that's my board that I broke just this weekend. Oh, very cool. 

[00:22:00] Very, very cool. I love that. I have to tell you that I saw Louis Black in New York city at this dive bar. Trista, Host: We have a friend who's a professional comedian, but back when he was first getting started, he needed a certain number of people to say they were there to see him just for him to get like six minutes on the mic. And I was working in New York city at the time. So and my husband loves standup and he loves an adventure.

So he would drive about two hours down to the city. I'd get off work, we'd go get a quick dinner and then go to wherever my friend Joe was performing, we would stay for the show. And then we, and then my husband would drive me home. But one night Jim Gaffigan and Louis Black, both performed and they were coming up.

They weren't. TV movie famous yet, but they were definitely very well-known comics and I have a picture and I have Lewis black Jim Gaffigan, and then my friend Joe's [00:23:00] autograph all on the same thing. Oh, 

Dan Hinz: cool. Cool. Yeah. Yeah. Oh, wow. 

Trista, Host: That's cool. It's a good memory. Yeah. 

Dan Hinz: Yeah, it's a, you know, I've never been to New York city.

That's that's like my next once we can travel again, that's going to be very high on my list. Yeah to go travel and just be a tourist for a day or not a day, like a whole week. 

You gonna say, yeah, make sure you have time and money to enjoy it when you're there. Wait until Broadway is open because you want to take in a show, Trista, Host: maybe go to TKTS and get discounted tickets for a show and then just see some of the amazing live theater and really yeah. Take the time and the money to enjoy it and do it right. Absolutely. 

Dan Hinz: Yeah. Yeah. It's something I'm looking forward to. Well, and especially, you know, going to, you know, certainly, I don't know any prices, but like the comedy cellar or just other of those places, like just, if, even if it's like a Wednesday night, like I just want to go.

[00:24:00] Absolutely. Well, my husband reminded me that the reason that Jim andTrista, Host:  Louis were there is because they were trying out a set for a big show, might even have been an HBO special. I can't remember, but they were trying out their stuff to see how it landed on a live audience. And so that's super cool, but I agree.

It's the weeknights where you'll see some of the worst comedians of your life. Like, you feel bad for these people. You really, you really like your heart goes out to them. You're excrutiatingly miserable the whole time because there's just no saving them. There's just no saving them, but you just, your heart goes out because you know, this is their dream or they wouldn't be there, you know?

Dan Hinz: Yeah, it'll make me feel better. Like, Oh, you know, recording YouTube videos in my little home office, doesn't feel so bad. It's not, not nearly as scary. 

Trista, Host: I remember there was this [00:25:00] one. He had a keyboard and a guitar and he brought all this stuff up with him for a six minute set.

And it was just, I mean, it wasn't good comedy. It wasn't good music. It just wasn't good. 

He was failing on every side of the aisle.

, but I'll never forget it. You know, it was like such a memorable experience. So take in some good comedy, tak ien some bad comedy for the up-and-comers. You'll see some amazing comedians, like before they.

And then you'll see them later somewhere and say, Oh my gosh, I saw that guy when he was just coming 

Dan Hinz: out. Really, really good. That's the story that I want. Yeah, 

Trista, Host: exactly. Exactly. Well, that's awesome. So do you have any kind of Sage advice? You know, it's been a really hard pandemic. We're not out of the woods yet.

People have been struggling, laid off furloughed, hoping for that unemployment bonus, the [00:26:00] stimulus check, any advice to help people just kind of keep their sanity about their finances during this 

time. Yeah, I think the best thing is to keep your priorities in order, you know, it's Dan Hinz: and, and to keep an eye on things, I know it hurts to see a bank account that is really low or to open up a credit card statement and see everything that you've bought.

But it's, it's kinda like if you stop weighing yourself and keeping track of your weight, it's just kinda gonna go by the wayside. So there needs to be something that you can keep an eye on. Some, some metrics, some number that you can keep an eye on that way. Also when You know, when relief comes, you know exactly what to do and when to do it, is that your cause?

I think a lot of people there's a phrase out there somewhere in the world that is essentially that success is when preparation meets opportunity. And so if you're, you know, you could, if you can. [00:27:00] Go to the library and grab some personal finance books is to say like, Hey, it's free. I got not much going else going on.

Let's learn. Let's prepare. So that way, when I get that stimulus check or the next paycheck or the next job, or I, I need some sort of opportunity to, to grab onto, I can recognize it. I know what it is and where it is and what to do with it when it lands in my lap. Cause I think that also can be said eventually.

When you want to get into, I don't know, a real estate investing or stock trading or something is to say, to make a great. So to study other people that have already done it before, just copy them. You know, I'm going to write a book. A lot of other people have written books and a lot of the advice is phenomenal.

So now it could be a great learning opportunity to prepare for when spring time comes cause it's winter right now. But when spring comes, you'll know what to do and you'll know what to plant. So that way the rest of the year it'll grow. 

So smart, very Sage, [00:28:00] very, very Sage advice, because I think when you're in a low point, it's easy to surrender to it, do stuff around the house, avoid thinking about the hard stuff.

Trista, Host: But what you're saying is be informed, educate yourself, stay on top of it mentally. So when you get that next opportunity to get back on top of it, financially, you'll know what to do, and you'll be smart 

Dan Hinz: about it. Yeah, yeah. To not only be smart about it, but it's also like the world has changed. It's probably not going back to anything that we wanted, but that you could say that about any year, you know, we had Y2K or the, the scare of it back in 99, and then we had nine 11 and then, you know, to you know, 2008 financial crash and then something happened in between there somewhere.

So if you can, while you got the time get get ahead of the curve and, and learn something new. And so that way, when things are better again, and the sun is shining, you can make as much hay as possible.

[00:29:00] Perfect. I love it. So I always like to turn the tables before we wrap up and ask if you have one question that you'd like to ask me. So this is the time. What do you got? 

Yeah, well, since we were on comedy what's the license plate that made you laugh the hardest, like was the best joke that you can remember.

Trista, Host: It's a very good question. There's so many good ones. You know, I, because of my vanity plate, Instagram account. Did you know that there's this subculture of vanity plate accounts on Instagram. There are so many of them. And so of course we follow each other. Right. I mean, I'm just, did you also know that in Maine, there are no requirements.

You can just have whatever you want, including swear 

Dan Hinz: words. Really? 

Wow. Yes, [00:30:00] indeed. They're trying to change the law to take out the, the offensive ones. But as of right now, they still have it. 

In all the, the plates that you've seen, what has been the most impactful plate as far as like, it meant the most to the person that got it. Hmm. 

Trista, Host: So you're. I think I'm on episode 46 as of the recording of this.

And it's, that's a hard question to answer because there are so many plates that are chosen because of the meaning behind them. Like yours is fun and quirky and funny, and it refers to a really important time in your life. But there's one in particular, the plate is keep going. [00:31:00] And it's to remind her to KEPGOIN, no matter what, as she deals with chronic pain.

And there's another one GPSHOPE, and this is a couple that travels around the country offering hope to parents that lost their kids. And it was started because they went through the same thing. There's another one GOPLAY.

And she bought her Jeep at the lowest point in her life. And she thought she was never going to have to make the first payment. And she got her whole life by joining the Jeep community. I 

Dan Hinz: mean, Yeah. And, and that's, that's a key lesson and that's a lesson I've had to learn in the last year as well, is that I've been trying to, you know, get the YouTube channel going.

And I wanted to write a book and, you know, I was essentially starting to [00:32:00] burn out and I have you know, I was talking about Tony Robbins earlier and I have a Tony Robbins results coach, the lessons that she taught me. And then I had to learn is to say, you know, if you want to work hard, right. You got to play hard and that doesn't necessarily mean, you know, sex, drugs, and rock and roll.

It's just, when you work hard, you're focused. You're like I'm getting stuff done. I'm being productive. I'm in the zone. But when you play play the same way is that you want to be in the zone. Take time off, turn off your phone. And it could be a book. It could be a movie. It could be something quiet. And as an introvert, I like quiet things.

But it's too to really be like, I'm going to seriously play. I'm going to take this seriously. I'm not going to like half play while checking email. I'm not going to half play while catching up on something else. Like I'm taking time for me to, to, to unplug. And it's amazing, amazing when you do that, how much harder and more focused you can work when Monday comes around. And, and that's a lesson [00:33:00] I've had to learn for myself. 

Yeah. Trista, Host:  I agree with you.

Like you have to be able to manage yourself, your self care. Not work all the time, not get distracted and let work take over, especially when you're trying to build something like a YouTube channel. I mean, that's hard. You got to really like what you're talking about to grind one of those things out, every single solitary week.

Dan Hinz: Yeah. And also you either have to love editing or hire an editor. That's that's also part of it as well. 

You are right about that.Trista, Host:  So, do you have any last words before we wrap up? 

Dan Hinz: I just say, if you, if you want to find me in other places, head to YouTube and look up adulting with money, or you can go to adultingwithmoney.com and if you have any questions at all, let me know. My best content, the stuff that I'm going to put in the book come from questions that people ask.

So I love to hear from you if [00:34:00] you have any questions at all when it comes to money and budgeting and being a great couple. 

Trista, Host: That's awesome. And we will have all the ways to connect with you and access to your YouTube in the show notes so people will be able to find you. And I just want to thank you so much for being on it was really fun to learn your plate story and 

Dan Hinz: beyond.

Yes. Trista. Thank you for having me. I had a great time, too. 

Trista, Host: Awesome. Thanks Dan. Have a great day.

Thank you for joining us for this week's episode of Trista's PL8STORY podcast. Please subscribe to Trista's PL8STORY podcast to get the story behind all those vanity plates, driving with you on the road. And if you would like to nominate the owner of a license plate, including you... Or visit any of our partners and sponsors come and see us www.pl8story.com. That's P L number eight story.com and give us the details. 

If you enjoyed this episode, please drop a review and give us a share. I'm Trista Polo wishing you well on the road to your next [00:35:00] adventure.

I Woke Up Awesome Blog

By Trista Polo December 30, 2024
In today's fast-paced world, maintaining a sense of calm and balance can be challenging. That's where the power of cannabidiol (CBD) comes into play. With its natural origins and growing popularity, CBD oil is making waves as a potent ally in promoting mental and physical well-being. What is CBD? Cannabidiol, or CBD, is a compound found in the cannabis plant. Unlike its cousin THC, CBD is non-psychoactive, meaning it doesn’t produce the “high” typically associated with cannabis. This makes CBD an attractive option for those seeking the health benefits of cannabis without the mind-altering effects. Supporting Calmness CBD interacts with the body’s endocannabinoid system (ECS), a complex network of receptors responsible for regulating various physiological processes, including mood, stress response, and sleep. By interacting with ECS receptors, CBD can enhance the body's ability to maintain homeostasis, or balance. Benefits of CBD for Calm and Balance Stress Reduction: One of the most celebrated benefits of CBD is its potential to alleviate stress. Regular use can help calm the mind, making it easier to navigate daily pressures. Improved Sleep Quality: By promoting relaxation, CBD can help improve sleep quality, ensuring you wake up refreshed and ready to face the day. Mood Enhancement: CBD may also help elevate mood by supporting the production of serotonin, a neurotransmitter that contributes to feelings of happiness and well-being. Maintaining Physical Balance: Beyond mental effects, CBD supports physical balance, aiding in recovery from exercise-induced inflammation and discomfort. Incorporating CBD into Your Routine Integrating CBD into your lifestyle is simple. Bliss CBD Gummies + Ashwagandha, for example, offer a convenient and tasty way to experience the benefits of CBD alongside other calming botanicals. With no psychoactive effects, they’re perfect for use any time of day.  Conclusion CBD’s natural properties make it a powerful tool for supporting calmness and balance in a hectic world. Whether you're looking to manage stress, improve your sleep, or simply enhance your overall well-being, CBD can be a reliable companion on your journey to a more balanced life. Always consult a healthcare provider if you're considering adding CBD to your wellness routine, especially if you’re taking other medications. These statements have not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure or prevent any disease.
By Trista Polo December 23, 2024
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By Trista Polo December 16, 2024
Core 3 Health is a revolutionary system designed to empower your health journey. With three powerful products, it offers a comprehensive approach to wellness. Let's delve into how Core 3 Health can benefit you and how sharing it with others adds even more value. The Three Pillars of Core 3 Health Isotonix OPC-3 This powerful antioxidant is 20 times stronger than vitamin C. It supports blood flow, glowing skin, flexible joints, and healthy cholesterol levels. Start your day replenished and ready. Prime NAD+ Known for its age-fighting properties, Prime NAD+ helps replenish natural levels that decline with age. It boosts energy, mental sharpness, and regeneration at the cellular level. Isotonix Magnesium Critical for more than 25% of your body’s functions, magnesium helps you relax and rest. It supports emotional balance, sleep quality, and overall well-being. Benefits of Sharing Core 3 Health When you embrace Core 3 Health, you unlock powerful health benefits. But it doesn't stop there. Sharing these benefits with friends can be rewarding for everyone involved. Earn Cash by Referring Others: When your friends make a purchase through your referral link, they save money, and you earn $25–$30, deposited into your VIFT wallet. Continuous Earnings: Every time a referred customer makes a purchase, you earn cash rewards, and they enjoy savings. Empower Your Circle: By sharing Core 3 Health, you’re not only boosting your wellness but also helping others achieve their health goals. Conclusion Core 3 Health is more than a product; it's a complete wellness system designed to restore, rebuild, and reset your health. Experience the benefits and share the opportunity for others to transform their health, too.  These statements have not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure, or prevent any disease.
By Trista Polo December 9, 2024
In today's hectic world, finding moments of calm and relaxation can be a challenge. Enter Bliss CBD Gummies + Ashwagandha, a natural solution crafted to help you unwind and find inner peace amidst the chaos of everyday life. The Power of Calm Bliss CBD Gummies combine the soothing properties of cannabidiol oil with a blend of adaptogenic botanicals known for their calming effects. Each gummy contains 30 mg of Cannabidiol oil and features key ingredients like ashwagandha, L-theanine from white and green teas, and lemon balm. Unique Benefits These gummies offer a range of benefits that support both physical and emotional well-being: Stress Support: The adaptogenic botanicals help your body manage and respond to stress effectively, stabilizing your physiological responses. Mood Stabilization: They may help stabilize mood and promote a sense of emotional wellness, especially during stressful situations. Relaxation and Sleep: These gummies promote relaxation and may support improved sleep quality, ensuring you wake up refreshed. How It Works The effectiveness of Bliss CBD Gummies lies in their unique mixture of botanicals. Ashwagandha and L-theanine work to promote a state of calm by supporting healthy neurotransmitter levels, while lemon balm helps your body adapt to stress. Why Bliss CBD Gummies? These gummies are a delicious and convenient way to incorporate the benefits of CBD and natural botanicals into your daily routine. Whether you're dealing with a busy work schedule or looking for a way to enhance your relaxation time, Bliss CBD Gummies are a perfect companion. Conclusion Finding your calm doesn't have to be a struggle. With Bliss CBD Gummies + Ashwagandha, you can support your body's natural response to stress and enjoy the tranquility you deserve. Try them today and take a step towards a more balanced and serene life. These statements have not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure, or prevent any disease.
By Trista Polo December 2, 2024
Omega-3 fish oils are well-known for their health benefits, but not all are created equal. VivoMega™ stands out in a crowded market with its exceptional quality and effectiveness. Let’s explore what makes VivoMega™ the superior choice for your omega-3 needs. Ultra-Pure and Highly Concentrated One of the defining features of VivoMega™ is its ultra-pure formulation. Produced in Norway, this omega-3 fish oil undergoes rigorous purification processes to ensure you receive the highest concentration of EPA and DHA, the two key components that drive its powerful health benefits. Exceptional Production Standards VivoMega™ boasts world-class oxidation parameters, made possible by advanced thin-film technology. This ensures that the oil maintains its integrity, flavor, and aroma, providing a fresher and more pleasant experience. Clinically Studied Benefits Backed by clinical research, VivoMega™ supports cardiovascular health, immune system function, and normal respiratory function. Its efficacy in promoting overall wellness is well-documented, making it a reliable choice for those seeking optimal health outcomes. Sustainable and Responsible Sourcing VivoMega™ is committed to sustainability, using only responsibly sourced fish. This approach not only supports environmental health but also ensures that the product you consume is of the highest ethical standards. Superior Absorption Formulated in triglyceride form, VivoMega™ offers superior absorption, allowing your body to fully benefit from the omega-3s. This means more efficient support for a healthy heart, brain, and immune system. Conclusion Choosing VivoMega™ means investing in a product that prioritizes quality, purity, and sustainability. When it comes to your health, don’t settle for anything less than the best. Experience the VivoMega™ difference today. Ready to make the switch? Discover VivoMega™ in VivoQuin™ today for complete wellness! Always consult a healthcare professional before starting any new supplement.
By Trista Polo November 25, 2024
In the realm of health and wellness, NAD+ has swiftly become the most talked-about natural ingredient that many are only beginning to learn about. This coenzyme, crucial for our cellular functions, is drawing attention for its potential to support healthy aging, and here's why everyone is buzzing about it. What is NAD+? NAD+ (Nicotinamide Adenine Dinucleotide) is a coenzyme present in every cell in our body. It plays a vital role in energy production and cellular health, making it indispensable for maintaining overall wellness. Why is NAD+ Trending? Supports Healthy Aging As we age, NAD+ levels naturally decline. Research suggests boosting NAD+ could help maintain youthful energy, support DNA repair, and promote longevity. Enhances Energy and Vitality NAD+ is key in converting nutrients into ATP, the energy currency of cells. This process invigorates both body and mind, combating fatigue and promoting vitality. Boosts Cognitive Function Healthy NAD+ levels are linked to improved brain health, supporting memory, focus, and overall cognitive function. Aids in Cellular Repair and Recovery Involved in repairing and regenerating cells, NAD+ helps the body recover from stress, environmental factors, and physical exertion. Why Haven’t You Heard of It? Despite its importance, NAD+ has remained under the radar until recent scientific advancements highlighted its benefits. Now, with growing research and testimonials, it’s capturing the wellness world’s attention. How to Boost NAD+ Levels Dietary Choices : Foods rich in NAD+ precursors, like fish, mushrooms, and green vegetables, can help. Regular Exercise : Physical activity naturally increases NAD+ production. Supplements : Specific supplements are available to help elevate NAD+ levels effectively. Conclusion NAD+ may be the wellness world's best-kept secret , but its benefits are too significant to remain hidden. As awareness grows, more people are discovering how this incredible coenzyme supports healthy aging and enhances overall health. It's time to embrace the potential of NAD+ for a vibrant future. These statements have not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure, or prevent any disease.
By Trista Polo November 18, 2024
Respiratory health is crucial for overall well-being. Compromised respiratory function can lead to various issues, including frequent infections, fatigue, and decreased lung capacity. Let's explore how to support respiratory health naturally.
By Trista Polo November 11, 2024
In the hustle and bustle of modern life, finding effective ways to relax and achieve restful sleep is essential. Fortunately, nature provides us with incredible tools to support both relaxation and sleep management. Embrace Natural Calm Adaptogenic botanicals such as ashwagandha and lemon balm are renowned for their ability to help the body adapt to stress. These natural wonders support your physiological responses, promoting a calmer mind and enhancing mood stability. The Power of Tranquility Ingredients like L-theanine, commonly found in green and white teas, are known for their soothing properties. They promote relaxation by supporting normal levels of neurotransmitters in the brain, helping you unwind effectively. Support Healthy Sleep Achieving quality sleep is crucial for overall well-being. Natural compounds help in promoting a restful night's sleep by encouraging relaxation and maintaining healthy cortisol levels in the body. Integrate Relaxing Habits Incorporating these calming elements into your daily routine can make a real difference. Consider activities such as meditation, gentle yoga, or a warm bath alongside these natural solutions to enhance relaxation and improve sleep patterns.  Conclusion Tapping into nature's offerings can transform your stress management and sleep quality. Embrace these natural aids and experience a more serene and restful life—a simple yet powerful choice towards better wellness.
By Trista Polo November 4, 2024
NAD+ (Nicotinamide Adenine Dinucleotide) is a coenzyme found in every living cell, playing a crucial role in energy production and maintaining cellular health. As we age, levels of NAD+ decline, impacting our vitality and wellness. Understanding the benefits of NAD+ can inspire a healthier lifestyle and better aging. What is NAD+? NAD+ is essential for converting nutrients into cellular energy. It also supports the body's defense mechanisms by activating sirtuins, proteins that regulate cellular health. Benefits of NAD+ Boosts Energy Levels NAD+ aids in converting food into energy, which can enhance overall vitality and combat fatigue. Supports Healthy Aging By activating sirtuins, NAD+ helps maintain DNA integrity and promotes longevity. Enhances Cognitive Function Healthy levels of NAD+ support brain health, aiding in mental clarity and focus. Improves Cellular Recovery NAD+ is involved in repairing and regenerating cells, making it essential for recovery from stress and damage. Promotes Metabolic Health It helps regulate metabolism, supporting healthy weight management and metabolic processes. How to Boost NAD+ Levels Diet : Consuming foods rich in precursors like Nicotinamide Riboside can help boost NAD+. Exercise : Regular physical activity has been shown to increase NAD+ production naturally. Supplements : Consider dietary supplements that support NAD+ synthesis for added benefits.  Conclusion NAD+ is a key player in maintaining health and vitality as we age. By supporting energy production, cognitive function, and cellular health, boosting NAD+ levels can help foster a vibrant, active lifestyle. Integrating NAD+ supportive practices can be a valuable part of your wellness routine. These statements have not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure, or prevent any disease.
By Trista Polo October 28, 2024
Our immune system is the first line of defense against illness, and supporting it with the right nutrients can make a significant difference in our overall health. Let's explore some powerful ingredients known for their immune-boosting properties. Omega-3 Fatty Acids Omega-3 fatty acids in triglyceride form are renowned for their ability to support immune health. These essential fats help maintain the balance of immune cells and promote a healthy response to inflammation. Incorporating omega-3s into your diet through fish oil can be a valuable way to enhance your body's natural defenses. Black Cumin Seed Extract Black cumin seed extract is celebrated for its immune-supportive properties. This ingredient contains thymoquinone, which has been shown to promote healthy immune cell activity. By including this extract in your wellness routine, you can support your immune system's ability to respond effectively to challenges. Comprehensive Immune Support When these ingredients are combined, they offer comprehensive support for your immune system. Together, they work synergistically to enhance immune function and support respiratory health, providing a balanced approach to maintaining wellness. Natural Immune Health Strategy By focusing on these key ingredients, you can develop a natural strategy to boost your immune system. Whether taken through dietary sources or supplements, these nutrients provide the building blocks for a resilient and responsive immune system. Incorporating omega-3 fatty acids and black cumin seed extract into your routine may help you enhance your immune health naturally. Always consider consulting with a healthcare professional before making changes to your wellness regimen.
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